Thursday, September 29, 2011

Running a Cleaning Business? You Will Need Cleaners Insurance

Insurance cover is vital for just about all businesses, and running a Cleaning business is no exception. As a cleaner you will be working in other people's homes or offices and the risks of damaging their property can be quite large. If you damage someone else's property you might have to make a claim for it.

Claims can often be expensive and could put your company at risk of going out of business. To stop this from happening you need to make sure that you have the right type of business insurance for Cleaners.

Public Liability Insurance

The main type of cover that you need to have will be Public Liability Insurance. This will cover you for injury or damage to another person or their property. This type of cover protects you and your customers. Many customers like to know that their cleaner is properly insured because it can give them peace of mind.

You can also take out other insurance covers for anything you think needs to be covered. For example, you might have some cleaning equipment that you need to insure that's vital to you doing your job. If this was stolen or damaged you might not be able to do your job and so could constrain your ability to keep making an income.

If you have employees in your cleaning business you can take out Employers Liability Insurance which is a legal requirement for any business that has employees. This will protect your cleaning business and your employees. If an employee falls ill or is injured and makes a claim against your business, Employers Liability Insurance will cover you.

Running a Cleaning Business? You Will Need Cleaners Insurance

2 comments:

  1. cleaning insurance
    One of my friends started this cleaning business. I will suggest this insurance policy and article to him so that he can also plan for this beneficial option. Thank you for explaining all about this policy in short.

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